• Course
    Understanding Alternative Lending (UAL)
  • Dates
  • Venue
  • Course Fees (excl. VAT)
  • CPD Credits
    2

Total Price:

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Or call 0203 178 4230
or email info@fstp.co.uk today.

 

Course Overview

Crowdfunding is a very broad term, used in a rapidly growing industry, but this umbrella term is being used to describe an increasingly wide range of financial products, with varying levels of risk. Therefore investors are potentially being mislead by this terms and there understanding of what it means.

Given the recently approved Innovative Finance ISA tax-free interest, these types of investments will become more and more attractive to investors. But do borrowers provide all the information they should, and do the investors / consumers have all the knowledge and information that they need?

This two our course will enable you to answer these questions, and make sure that you are aware of the regulators position.

The regulator (FCA) has already decided to challenge the industry’s main players and the Peer-to-Peer Finance Association (P2PFA), to participate in a debate regarding the review of the rules surrounding crowdfunding.

This session will allow you to better understand the facts and figures of the industry, main changes and also better prepare you to understand the underlying risks of each type of “alternative lending” and provide practical tips on how to protect your clients investment.

The benefits of understanding alternative lending

Attending this course will enable you to:

  • Understand what is covered by the term alternative lending
  • Realise the difference between investment-based and loan-based crowdfunding
  • Acknowledge the different types of risks involved
  • Increase your knowledge of the options available within alternative lending
  • Update yourself on the regulator’s (FCA) concerns and foreseeable review of the existing rules
  • Know the industry’s facts and figures to date
  • Increase your ability to protect your clients and their investments

The Course Agenda

Different types of alternative lending and the associated risks.

  • Investment-based and loan-based crowdfunding
  • The “ISA FAmily”: Cash ISAs/IFISAs/Help to buy ISA/Lifetime ISA/Stocks and Shares ISA/Junior ISA
  • Information disclosure and timing to investors/consumers
  • Investor knowledge and/or experience of risks involved.

Regulator’s (FCA) concerns and foreseeable review to the existing rules

  • Conflicts of interest management
  • Due diligence rules
  • Disclosure of risk warnings

Facts and Figures of the ‘alternative lending industry’

Way forward for the industry/investors

How do you protect yourself and your investments?

Download PDF
Get this course in-house

Or call 0203 178 4230 or email info@fstp.co.uk today.

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Meet The Tutor

Pedro Ferreira
Pedro Ferreira
Associate
[Read about...]

Who is this course for?

It’s perfect for anyone who is currently involved in the alternative lending industry, or those who are looking to move into this area.

'This training helped me understand better how to approach vulnerability and will be useful to design training courses internally.'

Head of Personal Loans
Finance and Leasing Firm

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With first hand industry knowledge and an intimate understanding of the regulatory environment, we always guide you with an expert (and friendly) hand.

Packed with relevant information

We know you’re busy, so we’re careful not to waste a minute of your time. Our training courses are fast paced, insightful and filled with valuable information.

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Sessions are practical workshops not PowerPoint lectures. All courses are limited to no more than 14 attendees, so we’re able to explain concepts in the context of your business.

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